Help with debt
We know that talking about debt can feel scary. But you're not alone, and we’re here to help.
Our Income Team can support you with:
- Finding ways to increase your income
- Putting you in touch with free and trusted debt advice services.
Contact our Income Team
We know it can be difficult to know where to turn if you’re worried about money. But there is a lot of support available. Our Income Team can provide advice and support and may be able to access additional benefits for you.
There are lots of way to contact our income team:
Email:
info@regenda.org.uk
Call:
0344 7360 066 and ask to speak to a member of the Income Team.
We can call you:
You can request a call back from our Income Team by filling in our online form. A member of our Income Team will call you back within 5 working days.
Doorstep loans
If you're short on money, a doorstep loan might seem like your only choice, especially if your credit score is low. But these loans often come with very high interest rates, sometimes up to 1,500%.
Doorstep lenders should be registered with the Financial Services Register. They must explain how the loan works, how much you’ll pay back, and what happens if you miss a payment.
Before you take out a loan, please speak to our Financial Inclusion Team. Please get in touch with us, we may be able to help you get extra benefits or grants. Contact us, here (this link will open in a new window.)
Loan sharks
Loan sharks are illegal lenders. They charge very high interest and may use threats or violence if you can’t pay. They often don’t give you any paperwork and won’t tell you how much you owe. Some even stop you from paying off the loan.
To check if a lender is legal, visit the Financial Conduct Authority website (this will take you to a new page).
If you're thinking about borrowing from a loan shark, please contact our Income Team, we can help.