Do you know what is covered is your home in the event of fire, theft or accidental damage?
Life is unpredictable, and things like fires, floods, or theft can happen when you least expect them. While Regenda is here to support you, we do not cover the costs of personal items in your home in the event of an incident like a fire, burglary, or accidental damage.
We partner with My Home Contents Insurance to offer all of our residents an affordable option to protect belongings including furniture, electrical items, clothing and other personal items.
What incidents does My Home Contents Insurance cover?
In the event of:
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Fire
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Flood
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Vandalism
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Burst pipes
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Theft
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Burglary
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Outdoor hazards
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Accidental damage
Any damage to your belongings will not be replaced by Regenda.
Which belongings will be covered on My Home Contents Insurance?
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Furniture
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Electronics e.g. TVs, consoles, tablets, mobile phones, laptops and computers
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Clothing
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Carpet
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Fridge and freezer
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Soft furnishings.
What options are available via My Home Contents Insurance?
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Standard Cover – this includes all fires, floods and theft as well as some accidental damage cover for electrical equipment and fixed glass and mirrors.
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Extended Accidental Damage – provides extra cover for events including dropping a laptop, spilling a drink on furniture or breaking a vase or ornament.
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Hearing Aid Cover – Specific cover for the loss or damage of hearing aids – both in and out of the home. This cover is provided in bands of £1,000 up to the value of £3,000.
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Wheelchair Cover - Specific cover for the loss or damage of wheelchairs and/or mobility scooters – both in and out of the home. This includes liability insurance (if there is damage to other people and/or property.) This cover is provided in bands of £1,000 up to the value of £3,000.
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Personal Possessions – away from the home – For mobile phones, cameras, jewellery, watches, glasses or any items designed to be taken outside the home.
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Huts and Shed Cover – Covers loss or damage to the structure of garden sheds, huts or garages that the tenant is responsible for. This is up to the value of £500.
Why is contents insurance important?
Lots of people don’t protect their belongings until it is too late. In the unfortunate event of a fire or damage to your home, making sure the value of your belongings is covered is one less thing to think about. Contents insurance helps you take control of what you care about in your home.
Why we work with My Home Contents Insurance?
All social housing tenants are eligible for contents insurance cover with My Home Contents Insurance. They are specialists in providing insurance for social housing and recommended as a preferred supplier by the National Housing Federation.
What to do next?
You can get a free quote for your home on the My Home Contents Insurance Website, here: https://quote.thistlemyhome.co.uk/details
If you have any queries or concerns about contents insurance, you can get in touch with the team, here: info@regenda.org.uk